Berkeley Township vs Keyport, NJ: Which Fits Your Budget?
Local Knowledge. Shore Results. Updated October 2026Direct answer: Berkeley Township and Keyport sit in different price ranges. Berkeley's median list price is $369,999. Keyport's is $554,500, nearly $185,000 higher. Berkeley is car-oriented, with lagoon and boating access plus active-adult communities like Holiday City-Silver Ridge Park. Keyport is a walkable Bayshore harbor town built around Front Street's antique district, and the higher price buys that walkability.
Quick Comparison
| Berkeley Township | Keyport | |
|---|---|---|
| County | Ocean | Monmouth |
| Character | Car-oriented, lagoon/bay-adjacent, suburban plus active-adult sections | Walkable Bayshore harbor borough |
| Known for | Glen Cove, Berkeley Shores, Holiday City-Silver Ridge Park | Front Street antique district, working harbor |
| Waterfront style | Private boat/lagoon access | Historic harbor feel, with less emphasis on private docks |
| Median list price | $369,999 (median active list price) | $554,500 (median active list price) |
| Property tax rate (effective) | 1.498% (avg. bill ~$5,442) | 2.063% (avg. bill ~$9,219) |
Pricing pulled from active MLS listings (283 in Berkeley Township, 30 in Keyport) via flexmls, September 2026. Tax rates are 2025 effective rates from NJ municipal tax data.
The Actual Tradeoff
These two towns sit in different price ranges, but buyers compare them anyway because the tradeoff is worth understanding.
Berkeley Township means a car-oriented life centered on boating and lagoon access, a lower purchase price, and a lower tax bill. There's also an active-adult option, with clubhouses and amenities, if that's what you're after.
Keyport means walking to a coffee shop, browsing antique stores, and a compact Front Street business district you can cover on foot. It's more about a historic small-town harbor than a private dock. It also costs more to get there, both at closing and every year after in taxes.
Want the full breakdown? Start with this page's companion post, or go to the individual town guides.
Curious about other towns at this price point? Try the town comparison tool
Ready to Talk It Through?
Trying to decide between more space and a walkable downtown? Reach out or call me at (609) 709-2742.
Matt Quinn, United Real Estate Associates
(609) 709-2742
matt@mattquinnsellshomes.com