Ocean County NJ Homes for Sale Under $400K

The newest homes for sale in Ocean County under $400,000, updated from the MLS as homes come on the market, go under contract or sell. As of October 2026, the towns with the most listings in this range are Manchester, Berkeley and Lakewood. First-time buyers are one of my specialties, and this is the range where most of them start. If a house catches your eye, call or text me at (609) 709-2742.

Shop other price ranges in Ocean County: $400K to $600K | $600K to $800K | $800K to $1M | Luxury Over $1M

Looking across the county line? Monmouth County homes under $400K → | Ocean County waterfront homes →

Newest Ocean County Homes for Sale Under $400K

162 Gayle Court, Lakewood
$315,000
2 Beds ⋅ 2 Baths
Welcome to this beautiful Durand model, ideally situated in the highly desirable Lions Head Woods community. This inviting 2-bedroom, 2-bath home combines comfort, style, and an easy-flowing layout perfect for both everyday living and entertaining. The spacious, oversized kitchen offers abundant cabinetry and storage, providing plenty of room for cooking and gathering. The open living and dining areas create a warm, welcoming atmosphere, complete with a cozy fireplace that makes relaxing at home even more enjoyable. The generously sized primary bedroom features a large walk-in closet, while the second bedroom offers versatility for guests, a home office, or additional living space. Step outside onto your private deck and enjoy the peaceful surroundings, perfect for sipping your morning coffee or unwinding at the end of the day. Lions Head Woods offers an exceptional active lifestyle with an array of amenities, including a vibrant clubhouse, library, heated saltwater pool, tennis courts, pickleball, shuffleboard, bocce, horseshoes, pool tables, darts, cornhole, and a variety of clubs and social activities. Conveniently located near the Garden State Parkway, shopping, restaurants, and medical facilities, with the beautiful beaches of the Jersey Shore just a short drive away. Enjoy comfortable living, wonderful amenities, and a welcoming community in this lovely Lions Head Woods home!

162 Gayle Court, Lakewood

Listing courtesy of Keller Williams Realty Spring Lake. Contact:

980 Thornbury Lane Unit A, Manchester
$375,000
2 Beds ⋅ 3 Baths
The Waldorf model in the Encore section of Leisure Village West is one of the community's largest and most desirable floor plans. The "Grand Room", an open-concept living room/formal dining room features vaulted ceilings and 500 square feet of upgraded terrazzo tile covering the entirety of the room and all attached hallways. Terrazzo is stronger, easier to maintain and more damage-resistant than marble, lasting 100+ years in heavy-traffic areas. Marble is a softer stone that can chip around edges, scratch, and stain more easily. Both master bedroom and second bedroom are en suite with engineered wood flooring. 2.5 baths with many upgrades. Through two French doors is the "Greenery" or bonus room, a versatile room that can be used as an office, guest room, gym etc. . It features laminate wood flooring and wall to wall counter with cabinet storage below.The kitchen along with the "leisure room", consisting of the dining nook and den, are laid out in open-concept. The leisure room features vaulted ceilings and wood laminate flooring. The wrap around kitchen features ample counter space, tile backsplash, upgraded cabinets, pantry and stone textured tile. The utility/laundry room opens into a clean one car garage. Leisure Village West is a gated 55+ active adult community known for its extensive resort style amenities and social lifestyle. Only 12.8 miles to the ocean, strategically located between NYC, Philadelphia and Atlantic City make it an ideal location.

980 Thornbury Lane Unit A, Manchester

Listing courtesy of Your Town Realty. Contact:

34 Tortola Street, Toms River
$395,999
2 Beds ⋅ 2 Baths
Beautiful 2BR, 2BA home in the sought-after Holiday City Berkeley 55+ community! Every detail in this home has been thoughtfully curated, showcasing high-end finishes and stylish design throughout. From gold fixtures to a stunning marble shower with custom glass doors and marble flooring, the craftsmanship is undeniable. A versatile den with barn doors offers the perfect space for a home office or possible 3rd bedroom. The living room features a striking accordion-style accent wall with an electric fireplace, creating a warm and modern focal point. The kitchen is a showstopper with quartz countertops, stainless steel appliances, decorative backsplash, round pendant lighting, and a peninsula with bar seating. Enjoy a beautifully designed dining area complete with a tiled wine and coffee bar nook and built-in wine fridge, perfect for entertaining. The spacious 4-season Florida room provides additional living space, ideal as a rec room or lounge, with dual access to the backyard. An attached bonus room offers endless possibilities for hobbies, art, or a workspace. Additional features include Laminate flooring throughout, fandeliers, recessed lighting, baseboard gas heat, and a primary suite with private bath and dual closets. Located in a vibrant community offering a clubhouse, pool, and amenities, all just a short drive to the Jersey Shore, shopping, and dining. This is truly a one-of-a-kind home--move right in and enjoy!

34 Tortola Street, Toms River

Listing courtesy of Keller Williams Realty Central Monmouth. Contact:

162 Gayle Court, Lakewood
$315,000
2 Beds ⋅ 2 Baths
Welcome to this beautiful Durand model, ideally situated in the highly desirable Lions Head Woods community. This inviting 2-bedroom, 2-bath home combines comfort, style, and an easy-flowing layout perfect for both everyday living and entertaining. The spacious, oversized kitchen offers abundant cabinetry and storage, providing plenty of room for cooking and gathering. The open living and dining areas create a warm, welcoming atmosphere, complete with a cozy fireplace that makes relaxing at home even more enjoyable. The generously sized primary bedroom features a large walk-in closet, while the second bedroom offers versatility for guests, a home office, or additional living space. Step outside onto your private deck and enjoy the peaceful surroundings, perfect for sipping your morning coffee or unwinding at the end of the day. Lions Head Woods offers an exceptional active lifestyle with an array of amenities, including a vibrant clubhouse, library, heated saltwater pool, tennis courts, pickleball, shuffleboard, bocce, horseshoes, pool tables, darts, cornhole, and a variety of clubs and social activities. Conveniently located near the Garden State Parkway, shopping, restaurants, and medical facilities, with the beautiful beaches of the Jersey Shore just a short drive away. Enjoy comfortable living, wonderful amenities, and a welcoming community in this lovely Lions Head Woods home!

162 Gayle Court, Lakewood

Listing courtesy of The Gallery Residential Brokerage. Contact:

56 Bellflower Court, Toms River
$279,799
2 Beds ⋅ 1 Baths
BACK ON THE MARKET, NO FAULT OF THE SELLER. BUYER UNABLE TO OBTAIN MORTGAGE. Welcome home to this lovingly maintained, move-in-ready residence where pride of ownership is evident throughout! This charming home offers the perfect blend of comfort, quality, and the opportunity to add your own personal style. Step inside to find beautiful bamboo flooring, Andersen windows, updated interior doors, a tastefully remodeled bathroom, and freshly painted closets. The spacious layout is warm and inviting, while the kitchen presents an exciting opportunity for the next owner to design and renovate it to reflect their own taste and lifestyle. Enjoy peace of mind knowing many of the home's major components have already been updated, including a newer roof (approximately 5 years old), central air conditioning (approximately 3 years old) with a brand-new Carrier 2-ton condenser, updated copper plumbing, a newer furnace and water heater (approximately 5 years old), and a new digital thermostat. Ideally located, this home perfectly balances comfort and convenience. The exterior has also been thoughtfully maintained with fresh paint, a welcoming covered front porch, a screened rear porch perfect for relaxing, a newer front entry door, a new crawl space access door, and an attached garage featuring a durable epoxy-coated floor and a new automatic garage door opener. Ideally located, this home perfectly balances comfort and convenience. Enjoy being close to the beautiful Jersey Shore beaches, less than a mile from the Garden State Parkway, and just minutes from a wide variety of shopping, restaurants, and everyday conveniences. Beautifully maintained and thoughtfully updated over the years, this home offers comfort, quality, and lasting value. A wonderful opportunity awaits its next owner--schedule your private showing today!

56 Bellflower Court, Toms River

Listing courtesy of Keller Williams Shore Properties. Contact:

1182A Clydebank Court, Lakewood
$289,900
2 Beds ⋅ 2 Baths
Enjoy the best of active adult living in this beautifully maintained 2-bedroom, 2-bath home offering approximately 1,500 sq. ft. in one of the Jersey Shore's most desirable communities. The newer kitchen features stainless steel appliances and a beautiful lake view from the kitchen and dining area, creating the perfect setting for your morning coffee or entertaining guests. Additional highlights include an updated primary bathroom, newer windows, laminate flooring, and a spacious layout designed for comfortable everyday living. Enjoy an exceptional array of community amenities, including swimming, golf, a fitness center, scenic lakes, and picturesque walking paths. Conveniently located near the Garden State Parkway, shopping, beaches, boardwalks, and great dining, this home offers the Enjoy the best of active adult living in this beautifully maintained 2-bedroom, 2-bath home offering approximately 1,500 sq. ft. in one of the Jersey Shore's most desirable communities. The newer kitchen features stainless steel appliances and a beautiful lake view from the kitchen and dining area, creating the perfect setting for your morning coffee or entertaining guests. Additional highlights include an updated primary bathroom, newer windows, laminate flooring, and a spacious layout designed for comfortable everyday living. Enjoy an exceptional array of community amenities, including swimming, golf, a fitness center, scenic lakes, and picturesque walking paths. Conveniently located near the Garden State Parkway, shopping, beaches, boardwalks, and great dining, this home offers the ideal combination of comfort, convenience, and an active lifestyle. Make this wonderful home your next move!

1182A Clydebank Court, Lakewood

Listing courtesy of Keller Williams Shore Properties. Contact:

348 Costa Mesa Drive, Toms River
$285,000
2 Beds ⋅ 2 Baths
Move-In Ready 55+ Ranch - Low Taxes & HOA -Welcome to 348 Costa Mesa Drive, a well-maintained Capri model in Holiday City at Berkeley, one of Ocean County's most established 55+ communities. This single-story home offers 2 bedrooms, 2 full baths, and 1,328 square feet, with an attached one-car garage and central air conditioning. -Just $3,307 per year in property taxes and a $50 per month HOA make this one of the most affordable carrying costs you'll find in a 55+ community. The versatile front flex room adapts to how you live - home office, den, or guest space - while the open-concept living and dining area offers room to spread out and entertain. The home sits on a 50x105 lot with an asphalt driveway and pull-down attic storage. -Everyday convenience is built in, with community bus service to ShopRite, Walmart, Target, Lowe's, Kohl's, and Ocean County Mall, plus on-site doctors' offices, pharmacies, banks, and restaurants within the community. Garden State Parkway access is just minutes away. -Residents enjoy a resort-style pool and clubhouse, tennis courts, shuffleboard, bocce ball, arts and crafts, ceramics, card rooms, and an active social calendar full of clubs and events. -Whether you're downsizing or looking for a low-maintenance lifestyle with daily errands just a shuttle ride away, 348 Costa Mesa Drive delivers comfort and value in a community built around active, easy living.

348 Costa Mesa Drive, Toms River

Listing courtesy of Diane Turton, Realtors-Lacey. Contact: 5702691119

148 Sunset Road Unit Unit a, Whiting
$349,900
2 Beds ⋅ 2 Baths
Absolutely Stunning best describes this beautifully reimagined 2-bedroom, 2-bath home in Crestwood Village 6, an active adult 55+ community in Whiting. Completely updated with exceptional attention to detail and no expense spared, this move-in-ready residence seamlessly blends modern elegance with warm, contemporary farmhouse charm. From the moment you step inside, you'll appreciate the thoughtful design, quality finishes, and inviting atmosphere throughout. The spacious entry foyer features a versatile bonus area with custom built-in seating and an impressive 7-foot-long storage bench, creating the perfect combination of style and functionality. The bright, open living space flows effortlessly into a show-stopping kitchen featuring sleek stainless steel appliances, beautiful granite countertops, an oversized island with seating, two pantry closets, and a classic farmhouse sink perfectly positioned beneath a sunny window. The adjacent dining area makes a statement with its striking brick accent wall, elegant glass shelving, and wall-mounted fireplace, creating a warm and sophisticated setting for entertaining family and friends. Both generously sized bedrooms offer ample closet space, while the two beautifully remodeled bathrooms showcase custom tilework, stylish vanities, electric mirrors, and sleek fixtures for a refined, spa-inspired feel. No detail has been overlooked in this professionally designed and decorated home. Extensive updates include the kitchen, cabinetry, appliances, windows, air conditioning system, water heater, and more, offering a fresh, modern aesthetic and peace of mind for years to come. Enjoy the comfort and convenience of low-maintenance living in an established adult community, all while remaining close to shopping, restaurants, golf, medical facilities, and the beautiful beaches of the Jersey Shore. Whether you're looking for a year-round residence, a place to downsize without sacrificing style, or a relaxing coastal-area retreat, this exceptional home is ready to impress. Beautifully updated, thoughtfully designed, and truly model-worthy—this is one you won't want to miss!

148 Sunset Road Unit Unit a, Whiting

Listing courtesy of EXP Realty. Contact:

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