Monmouth County NJ Homes for Sale Under $400K

The newest homes for sale in Monmouth County under $400,000, updated from the MLS as homes come on the market, go under contract or sell. As of October 2026, the towns with the most listings in this range are Howell, Freehold Township and Hazlet. First-time buyers are one of my specialties, and this is the range where most of them start. If a house catches your eye, call or text me at (609) 709-2742.

Shop other price ranges in Monmouth County: $400K to $600K | $600K to $800K | $800K to $1M | Luxury Over $1M

Looking across the county line? Ocean County homes under $400K → | Monmouth County waterfront homes →

Newest Monmouth County Homes for Sale Under $400K

143 Lexington Court, Red Bank
$379,900
2 Beds ⋅ 1 Baths
Exceptional 2-bedroom, 1 bath condo offering extensive recent renovations & modern upgrades. Features incl. new commercial-grade LVP waterproof flooring thru-out. New bedroom windows, new appliances, brand new A/C units. upgraded electrical services, new Hot Water Heater. The Sunroom showcases a built-in electric fireplace, while elegant crown molding accents the kitchen dining area, hall & bathroom. Additional enhancements include a custom entertainment center with fireplace, new plumbing fixtures & shut off valves, new water main shut-off, new laundry room doors, new ceiling fans w/remotes. New smoke detectors, new switch & outlet covers. Pride of ownership shines throughout. All Furniture is Negotiable. TV in Entertainment Center is included. This upper level condo is a "10"! Shadow Lake Village is a vibrant 55+ Community. Just minutes to the Garden State Parkway, NJ Transit Train Station in Middletown and Red Hot, Red Bank. SLV is the only adult community with 24/7 Security Gate. You will fall in love with this picturesque community featuring our very own "On Golden Pond" Shadow Lake. Enjoy swimming, tennis, 9 Hole Executive Golf Course, Bocci, Shuffle Board. Join an extensive list of clubs for every interest. Take long walks along the lake or jump into your kayak and enjoy fishing on the lake. Enjoy Billiards in our Huge Billiard Room. There's something for everyone. The clubhouse has just been renovated and is an absolute beautiful space for everyone to enjoy.

143 Lexington Court, Red Bank

Listing courtesy of Coldwell Banker Realty. Contact:

1001 Wellington Place, Aberdeen
$399,000
2 Beds ⋅ 2 Baths
THE NICEST UNIT WELLINGTON PLACE HAS SEEN IN YEARS! Completely renovated from top to bottom, this exceptional home offers a level of quality, style, and attention to detail rarely found in the community. From the moment you enter, it is clear that no expense was spared in creating a beautiful, comfortable, and truly move-in-ready home. The completely renovated kitchen is a dream come true, featuring sparkling quartz countertops, a stunning marble backsplash, stainless steel appliances, pendant lighting, and an abundance of cabinetry and workspace. Designer-inspired LVT flooring flows seamlessly throughout the home, creating a sophisticated and cohesive look. The entire home has been freshly painted in warm, neutral and welcoming tones. Both full bathrooms have been completely renovated with classic, elegant, and timeless finishes. The hallway bathroom is especially impressive, with beautiful tiled flooring that carries seamlessly to the tub/shower area, complemented by a stylishly selected vanity. The primary suite provides a wonderful retreat, featuring a spacious walk-in closet conveniently located adjacent to the beautifully renovated primary bath with a full walk-in shower. The living room offers a wonderful focal point with its wood-burning fireplace, while still providing plenty of wall space and flexibility for a variety of furniture arrangements and future decorating styles. Just off the living room and conveniently adjacent to the kitchen, the dinette area overlooks both spaces, creating an open-concept feel while maintaining defined areas for dining and living. Recessed lighting throughout this main living space provides an abundance of natural-feeling illumination. Step through the rear door to the covered porch, where you can relax and enjoy views of the playground and beautifully maintained common area. It is the perfect spot for morning coffee, relaxing, or enjoying the outdoors. The HOA provides an excellent array of amenities and maintenance, including lawn care, garbage, exterior maintenance, and access to the clubhouse, outdoor pool, tennis courts, basketball courts, and common areas. This is luxury-style living with an incredible renovation, exceptional finishes, and thoughtful design throughout. A tour is essential to truly appreciate the care, quality, and attention to detail that went into transforming this exceptional Wellington Place home.

1001 Wellington Place, Aberdeen

Listing courtesy of Ellen Rosenbaum Real Estate. Contact:

127 Amberly Drive Unit D, Manalapan
$274,900
2 Beds ⋅ 1 Baths
FIRST-FLOOR | GOLF COURSE VIEWS | CLOSE TO CLUBHOUSE |BIG TICKET UPDATES Large open two-bedroom, one-bath with 1,130 square feet and no stairs, no carpets, open living room, separate dining room, eat-in kitchen, large closets, separate laundry room, bonus external storage room and assigned parking. An updated sunroom (flooring + enclosure) overlooks the golf course! Many big-ticket items are done. UPDATED: windows, sunroom water heater, electrical panel, kitchen cabinetry, blinds and plank laminate flooring. Fresh paint and cosmetic updates let you put your personal stamp on this rare ground floor, golf course view home. Primary bedroom has walk in and secondary closet, plus there are ample closets and a bonus storage area. Treed and peaceful setting, this unit in Covered Bridge, age 55+ community offers resort-style amenities. This unit is located close to all of them! Swimming pool, pickleball, tennis, bocce, shuffleboard, basketball, walking paths, community garden plots, arts and crafts studios, a woodworking shop, a library, ballroom, and game and card rooms. It sits across the street from the beautiful Pine Brook Golf Course providing lovely views from the updated sunroom as you sip your morning coffee, craft or just watch the golfers go by. It is also very close to the clubhouse, amenities and local and public transportation.

127 Amberly Drive Unit D, Manalapan

Listing courtesy of Berkshire Hathaway HomeServices Fox & Roach - Manalapan. Contact:

49 Chinkaberry Court, Howell
$319,900
2 Beds ⋅ 2 Baths
An end location, ground-level living and a private patio give this Pointe O Woods condo a little something extra. With two bedrooms and two full bathrooms, the layout is comfortable and easy to live in, with everything on one level and no stairs to navigate. Updated luxury vinyl flooring runs through the main living areas, while the kitchen has stainless steel appliances and plenty of room for everyday cooking. The primary bedroom has its own full bathroom and a walk-in closet. The second bedroom is equally practical, with direct access to another full bathroom that also opens to the hallway, making it useful for guests as well. Several important improvements have already been taken care of, including replacement windows in 2021, a new electrical panel that same year and a brand-new roof in 2026. Outside, the private patio adds a welcome spot for fresh air, and plentiful unassigned parking keeps things simple. Pointe O Woods offers plenty beyond the front door, with a community pool, tennis and basketball courts, playground areas and sidewalks throughout the neighborhood. Its location also puts Route 9 shopping, restaurants, everyday necessities and major commuter routes within easy reach. For anyone looking for a manageable amount of space without giving up a second bedroom, second bathroom or outdoor area, this Chinkaberry Court condo gets a lot right.

49 Chinkaberry Court, Howell

Listing courtesy of Callaway Henderson Sotheby's International Realty. Contact:

329 Shore Drive Unit D14, Highlands
$359,000
1 Beds ⋅ 1 Baths
Updated, stylish, and full of coastal charm! Welcome to 329 Shore Drive in desirable Highlands, NJ, where top floor beautiful water views on a new balcony meet modern comfort and an incredible Shore lifestyle. This completely updated second floor condo is truly move-in ready! The remodeled kitchen features gorgeous granite countertops and new appliances, while bamboo flooring and new hydronic heaters flows throughout the home for a warm, contemporary look. The updated bathroom takes comfort to the next level with a heated towel rack and WiFi connectivity that allows you to connect with any bluetooth device. Upgraded lighting throughout adds a modern finishing touch. A newly installed water heater adds efficiency and peace of mind. Enjoy the best of Highlands right outside your door. A bike shed is located on the premises. Sandy Hook is nearby, offering beautiful beaches, fishing, and the Henry Hudson trail breathtaking coastal scenery. Spend the day at the beach, enjoy dinner by the water, or simply relax at home and take in the views. The ferry across the street offers easy access to New York City for commuting. Whether you're looking for a Shore getaway, a full-time home, or a low-maintenance coastal retreat, this condo checks all the boxes. Beautifully updated, wonderfully located, and ready for its next owner — come experience everything 329 Shore Drive D#14 and Highlands have to offer!

329 Shore Drive Unit D14, Highlands

Listing courtesy of Real Broker, LLC-. Contact:

23 Belshaw Avenue, Shrewsbury Twp
$270,000
2 Beds ⋅ 1 Baths
Welcome to this charming end-unit townhome offers comfortable, low-maintenance living in a convenient Monmouth County location. Featuring two bedrooms and one full bath, the home has been freshly painted throughout, creating a bright, clean, and inviting interior ready for its next owner. Enjoy the added benefit of a backyard, perfect for barbecuing, relaxing, and spending time outdoors. The end-unit location provides added privacy and natural light, while the functional layout offers plenty of potential to make the space your own. Whether you're a first-time homebuyer or downsizing, this home presents a wonderful opportunity to own in Shrewsbury Township. One of the highlights of this location is its exceptional convenience and walkability. Enjoy easy access to grocery stores, gyms, restaurants, shops, and everyday conveniences, many within walking distance. You're also approximately 10 minute drive from the shops, restaurants, and entertainment of downtown Red Bank and approximately 20 minutes from the beaches of Sea Bright. Commuters will appreciate convenient access to major roadways and the surrounding employment centers, including the Netflix Studios development at Fort Monmouth. The location also provides access to local public-school services, including preschool and student transportation, subject to district eligibility and current policies. With a convenient location, freshly painted interior, private outdoor space, and the added benefits of an end unit, 23 Belshaw Avenue is ready for its next chapter. Bring your personal touches and make it your own!

23 Belshaw Avenue, Shrewsbury Twp

Listing courtesy of EXP Realty. Contact:

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